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What about these independent discount casket companies? Can't I buy my casket there and use it when needed?

Yes , It is certainly a financially sound decision to purchase anything at today's prices which can then be used as a later time; however, you need to consider several things. Who will store the casket, you or the company you purchased it from? If you buy it without delivery, you need to know how your purchase will be protected. Also, you may want to know if the product has any warranties or guarantees attached to it. When and if you select to purchase a casket (or vault) from a third-party vendor, be certain that the seller will guarantee the specific product you purchase be available at the ultimate time of need and will include delivery to wherever it is needed.